People have a long list of questions when it comes to choosing and evaluating the best card machine for small businesses. But the five most common, and perhaps, most vital ones, are:

1. How are you going to accept card payments? 

To answer this question, you have to consider several things such as the nature of your trade and location of your checkout counter, if you have a store. If you are going to do business while on the go, then you have to look for a card machine for a small business that is portable, light, and lets you connect via GPRS or Wi-Fi. A card reader or a mobile card machine may be a good option. If you own a cafe or a retail store, a countertop card machine or a portable card machine that lets you take payments within the store's premise will be a reliable choice.

2. Is the card machine user-friendly?

The best credit card machine for small business is easy to use and ensure speedy payment transactions. It will take you and your staff no time to get the hang of accepting any card  or mobile payments.  

3. How much is the upfront cost?

While transaction fees matter, the upfront cost of the equipment is also worth considering. Keep in mind that the price of the hardware is going to vary between providers. Some can give you a low one-off payment. Some will give you POS software for free while others may require you to pay monthly for the software. Some providers will also ask you to pay installation fees. The best way to choose a service provider is to compare them side by side. You can find websites and online comparison tools for that. 

4. What markets does the card processor serve? 

You want to find a card processor that specialises in the industry or sector where your business belongs. That way, you can be sure that their merchant services, as well as credit card machines, are tailored to meet your specific needs. 

5. Is your credit card machine secure? 

Security is definitely a priority for your business and customers. If you want to build trust and gain the confidence of your consumers,  ensure that your card machine is secure and that all sensitive, and personal information is safe.